“Go to school, study hard and get a good job”.
You’ve probably heard this phrase countless times throughout your life.
And so, the bulk of our youth is spent on chasing paper qualifications in a rigid and unforgiving education system, believing that it’ll be our golden ticket to securing a high-paying job and financially stable future.

But what happens after all those years of toiling in school and at work?
If all goes well, you’d be able to achieve financial independence at some point in your life – hopefully earlier rather than later.
I mean, just imagine how shiok it would be to retire knowing that you N E V E R need to work again.
If you’re no good with your imagination, don’t worry, we’ve got you covered – here are 8 perks of achieving financial independence and why it is every millennial’s dream.
#1 Flexible Work Arrangements
Say goodbye to the soul-sucking routine of a 40-hour work week.
Whether you want a 3-hour work day or a 3-day work week, you’ll be free to work on your own terms, while not having to worry about your salary. After all, working is no longer a necessity, as you already have enough money to tide you through the rest of your life.
Instead, working can become an avenue for you to explore your interests or to seek new challenges.
Essentially, you get to work whenever you want, wherever you want.

#2 Pursuing Your Passions or Hobbies
Maybe it’s finally time you picked up that diving instructor course in Phuket you’ve been putting off for years, or that dance class you’ve always been eager to join.
The more altruistic of you can spend your free time on noble causes such as alleviating poverty, saving the environment or volunteering for the needy.
Chasing one’s dreams and passions are important life motivations for millennials, and what better time to do that than after achieving financial independence?
#3 Netflix & Chill All Day
No, we don’t mean that Netflix & chill.
We’re talking about you having all the time in the world to binge-watch the best of the best shows without feeling a tinge of guilt, or having to worry about waking up early for work the next morning.

Lack of sleep from watching too much Netflix? #bliss
#4 Travel the World
Being able to travel the world is an enticing prospect for anyone – especially so for Millennials who are all about that #wanderlust.
Travelling is a great way to expand ones horizons to the uniquely different traditions and cultures that exist all over the globe.
It also offers once-in-a-lifetime experiences and a ton of exotic Instagrammable moments that modern day tourists are willing to die for.
When you’ve achieved financial independence, you no longer have to be confined to the standard 9-5 rhetoric in sunny Singapore.
Instead, you can hop onto a plane anytime to begin your globe-trotting journey!

#5 Further Studies
No, don’t roll your eyes just yet.
You may have already spent a significant portion of your youth in the education system, but this time things are different – you will no longer be a slave to your grades.
For those of you with an insatiable thirst for knowledge, going back to school for further studies is a viable option. Rather than mindlessly chasing academic qualifications like before, you’ll now be in it to pursue subjects you are genuinely interested in.
Surprise surprise, you might just find yourself enjoying school more than ever.
#6 More Family Time
Whether it is with your parents, spouse or children, spending quality time with your family is always important.
While it may seem simple, it is perhaps one of the most rewarding pleasures life has to offer.
Family will always be one of the most important aspects of anyone’s life, and having more family time is always welcome.
#7 Retirement
Ah, the endgame.
For those who’ve had enough of the working life, you can choose to give it up entirely and look towards enjoying your well-earned retirement.
The blood, sweat and tears of your yesteryears were all worth it, and now you can finally kick back and relax.

#8 Living Life On Your Own Terms
Basically, achieving financial independence means that you’ll get to live life on your own terms.
Your decision to work, travel or pursue a hobby, is all within your own control – meaning you don’t have to answer to anyone and you will be in a position to take up opportunities that life has to offer.
Essentially, the world is your oyster.
Financial Independence Is A Realistic Goal For Anyone
Achieving financial independence is a dream for many, although only a handful ever attain it.
While at this point in time it may seem like a far-fetched dream to you, financial freedom is a realistic and achievable goal attainable by anyone.
Having higher income can give you a headstart in your quest for financial freedom, but it is still possible for lower income individuals to achieve it as well.
Share this article with your friends and family, and you might all be inspired to start striving towards financial independence together.
Begin Your Journey To Financial Freedom
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